Please forward this error screen to 75. Interest can cash balance plan investment options paid monthly or annually. Unlimited withdrawals subject to 30 days notice. Instant access cash ISA open to new and existing customers.

Early withdrawals subject to term breakage charge. Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. 20,000 per person and you need to be a UK resident or Crown employee aged 16 or over to open an account. Straightforward transfers – you can transfer your cash ISA to a different provider to get a better rate of interest. How much tax can I save with a cash ISA?

In a cash ISA this savings interest is tax-free. Are you happy to lock away cash for a set period of time? Do you have a lump sum to invest, or are you planning to make small regular payments? There is no single ‘right’ cash ISA choice for everyone – it’s a case of weighing up the different factors and considering which product and provider best meets your overall needs. Can I transfer my cash ISA to a new provider for a better deal? You are free to transfer your cash ISA at any time, making it easy to move your money around providers and ensure the most competitive rates.

But remember that if you withdraw your cash and then open another ISA, you will lose all your tax-free benefits. To transfer an ISA without losing any tax benefits, ask your new ISA provider to arrange the transfer of funds on your behalf. Remember that you can’t carry your tax-free allowance over from one financial year to the next – so if you’ve got enough cash to hit your limit, stash it in an ISA. Because a cash ISA operates on a year-long basis, it’s a good way to try your hand at saving without committing yourself to anything long-term.