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Each research report breaks down the long term and short term potential of a stock’s investment. Garrett Walsh Chief Executive Officer Mr. Walsh was appointed as the Chief Executive Officer of Mezzan Holding Company KSC in March 2011. 1 in their category during his tenure. In addition to Northern Foods, Mr. Walsh has worked for Deloitte, DCC PLC, Unigate PLC and Nestle in a variety of leadership, commercial and finance roles.

Hammami joined Mezzan Holding in September 2016 with a 13 year experience in investment banking, capital markets, and mergers and acquisitions. Prior to joining the company, Mr. Hammami spent the last ten years of his career as a Director of Investment Banking at NBK Capital, the investment banking arm of the National Bank of Kuwait. As a Director of Investment Banking, he served as an advisor for Mezzan Holding for several landmark transactions, including the company’s acquisition of UAE-based Unitra Mets Group in 2014, and the IPO in June 2015. Ali Abdulrahman Al Wazzan Executive Director, Investments Mr. Al Wazzan joined Mezzan in June 2010 as an Executive Director responsible for acquisitions, disposals, the IPO program and working with the CEO on strategic change initiatives. Al Wazzan represents Mezzan on various Boards, Chairman of Plastics Industries Company KSCC from 2011 to date, Vice Chairman of Kuwait Lube Oil Company from 2010 to date.

Pat Darcy Human Resources Director Mr. Darcy’s experience spans over 25 years in Human Resources, Operations and Change Management in large multinationals in the European and North American Food and Beverage Sectors. Introduction The main Budget changes which may affect people living in Ireland are set out below. This document sets out changes in the areas of social welfare, tax, health, transport, environment, housing, education, employment and other areas. It is an overview and not a complete statement of the measures announced in Budget 2011. The document will be expanded and updated as information becomes available.

Some of the changes announced in the Budget come into effect immediately. Others take effect from the beginning of January 2011. Many others have to be finalised before coming into effect. For a full list of the Budget changes, please read the Department of Finance’s Summary of Budget Measures.

Social Welfare Rates of payment Older people There will be no change in the rates of State pensions or other payments for those aged over 66, for example, Living Alone Allowance, Household Benefits Scheme and Fuel Allowance. 8 per week, except for personal rates for those aged 66 and over, and Invalidity Pension and State Pension Transition recipients aged 65. Changes will come into effect from the first week in January 2011. 30 per week from the first week in January 2011.

Proportionate decreases will apply to both personal rates and Increase for a Qualified Adult in respect of people on reduced social insurance rates of payment. 8 per week in the maximum and minimum rate of Maternity and Adoptive Benefits. 6 per week in the rate of Jobseeker’s Allowance and Supplementary Welfare Allowance for those aged 22-24. The rate of payment of Jobseeker’s Allowance and Supplementary Welfare Allowance for those aged 18-21 is unchanged. 10 in the personal weekly rate of Supplementary Welfare Allowance. Fuel Allowance In response to the current severe weather, a once-off additional 2 weeks payment will be paid to most recipients in the next few weeks, with the remainder of recipients getting this payment in early January.

10 per month decrease for the third child. Other child-related payments are unchanged: Qualified Child Increases, Family Income Supplement, Back to School Footwear and Clothing Allowance, Widowed Parent Grant and Domiciliary Care Allowance. 8 for carers aged under 66. Carers aged 66 or over will not be affected. There are no other changes to Carer’s schemes: the half-rate payment, the additional payment for caring for more than one person and the Respite Care Grant are retained. Rent Supplement The Rent Supplement Scheme will be reformed in order to control expenditure.

2 per week contribution by certain welfare recipients towards the cost of rent. This follows from the reduction in the rate of Supplementary Welfare Allowance. Treatment Benefits The Treatment Benefit Scheme will continue to be limited in 2011 to the Medical and Surgical Appliances scheme and the free examination elements of the Dental and Optical Benefit schemes. Other measures There will be a reduction in expenditure on Departmental administration.