Millions face British Gas price hike: Energy bills for dual fuel customers will increase by an average of 5. Would you heed a ‘wealth warning’ on fund charges? How to invest in yourself note taking guide in an Isa easily: Don’t know where to start? Just do this By Simon Lambert for Thisismoney.

Read this: How to invest in an Isa easily: Don’t know where to start? I want to invest in an Isa, can you give me any tips on getting started? This is a question that regularly crops up and we usually refer people to This is Money’s investment guides, best DIY investing platforms round-up and other useful articles. Yet, what’s often clear is that sometimes people don’t want to do all that research.

Rightly or wrongly, they simply want a quick, straightforward route map to investing in an Isa. To that end, I decided to write this distilled article. I obviously cannot give financial advice, I’m not qualified to, and nothing here is a personal recommendation. These are my thoughts on how to easily start investing in an Isa. How do you want to invest?

To decide what to do, you need to ask yourself what that pot is for and how you want to invest? Is it money that you can afford to take a long-term view on and not suddenly need in full in the next three to five years? I can take a long-term view’ then you could take the risk of investing. Otherwise, you may want to stick to cash because investments can go down as well as up. The other thing to consider here is regular investing. It’s often a mistake to think in terms of lump sums, most of us save money on a monthly basis. If you are saving money each month over and above a rainy day fund of two to three months’ salary then you could start regularly investing some of this.

How involved do you want to be? The next question is how involved do you want to be in managing that Isa? If the answer is that you don’t want the hassle and would rather get someone else to do it, you could try one of the new online wealth management firms. On the other hand, if you are interested enough to get involved, then you could pick a full fat DIY investing platform that lets you choose your investments. The degree of getting involved here ranges from using tools that pick investments for you, to choosing a selection of funds yourself. These could be funds where a manager tries to beat the market, or cheap and easy tracker funds that simply follow it. Two of the three DIY investing platform options I picked out help you along the way with best fund lists, while the other has a low-cost index investing portfolio building tool.

The annual Isa allowance is a use it or lose it affair. Our temptation to leave things to the last minute means an awful lot of Isa money gets invested as lump sums at the end of the tax year. A wiser plan is to invest at the start of the tax year, or spread your investments out through the year with some regular saving. This can allow you to spread out investing lump sums and lower your risk. Drip feeding in a big sum over a number of months can provide some security against a sudden big market fall.

This is the crunch point in this guide. To follow through on the promise of a quick, straightforward route map to investing in an Isa, I need to deliver some choices of where to do it. Many of those will be better for certain elements of investing, or cheaper overall. DIY investing platforms round-up to get the full picture, or use our platform comparison tool.