Jpmorgan european smaller companies investment trust you be a tax winner or loser this year? Should I save into a Lifetime Isa and would my Help-to-Buy Isa be closed if I do?

Workers’ pension deductions triple to 2. BIG SHOT OF THE WEEK: Has Mark Zuckerberg’s Facebook morphed into a monster beyond his control? The Devon home that looks like a luxury treehouse! Where are you most likely to get a bus lane fine? Investment trust JPMorgan Claverhouse is a vehicle steeped in history, but it has not allowed this to inhibit its quest to become a thoroughly modern fund with widespread appeal to income seekers. It has just clocked up an impressive 42 consecutive years of dividend increases and despite the fragile corporate environment, its managers are confident that income growth can be maintained.

352 million trust was founded in 1963 by investment house Fleming, whose roots were firmly based in Dundee. Its Claverhouse name is derived from Scottish soldier and nobleman John Graham of Claverhouse, who died in victory at the Battle of Killiecrankie in 1689. Fleming was bought by Chase Manhattan in 2000, which in turn merged with JPMorgan a year later. Co-manager William Meadon is respectful of the trust’s history and its Scottish connections, but his main focus is on continuing to raise the fund’s dividends and ensuring it remains a favourite among private investors. Although the name does not give much away, Claverhouse is exclusively invested in the UK stock market, making it an ideal portfolio bolt hole for private investors. Its impeccable dividend growth record, he says, reflects not only astute stock selection but also the trust’s ability to squirrel away income in the good times to pay out in the bad when top firms’ dividends are under pressure.