Then passive passive index investing strategy could well be for you. Welcome to our passive investing guide for UK investors. Our mission: to explain what you need to know about passive investing and how to do it. With passive investing, you don’t worry about what the price of gold is doing this week.

Nor do you spend days buried in company reports trying to evaluate stocks. As a passive investor, you refuse to play The City’s game. Instead you use low-cost funds called index trackers to reap the market’s return and get rich slowly. There’s a mountain of evidence showing passive investing is a superior strategy compared to believing the latest hot fund manager or investment scheme will smash the market. It can save you from costly mistakes in the pursuit of fatter returns. It’s as simple as investing gets. You need no more than half a dozen funds in a portfolio to spread your money across the key asset classes.